*,*::before,*::after{box-sizing:border-box}
:root{--navy:#0d223f;--navy2:#143257;--ink:#1b2a41;--muted:#5b6b82;--gold:#c8a24a;--gold2:#b6902f;--bg:#f6f8fb;--line:#e5eaf1;--white:#fff}
html{scroll-behavior:smooth}
body{margin:0;font-family:Manrope,system-ui,Segoe UI,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}
.container{max-width:1140px;margin:0 auto;padding:0 24px}
a{color:var(--navy2);text-decoration:none}
h1,h2,h3,h4{line-height:1.2;margin:0 0 .5em;color:var(--navy)}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.14em;font-size:.75rem;font-weight:700;color:var(--gold2);margin-bottom:.6rem}
.btn{display:inline-flex;align-items:center;gap:.5rem;justify-content:center;padding:.7rem 1.3rem;border-radius:10px;font-weight:700;font-size:.95rem;border:2px solid transparent;cursor:pointer;transition:.15s;white-space:nowrap}
.btn-lg{padding:.9rem 1.7rem;font-size:1rem}
.btn-primary{background:var(--gold);color:#241a02}.btn-primary:hover{background:var(--gold2)}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}.btn-ghost:hover{border-color:#fff}
.btn-light{background:#fff;color:var(--navy)}.btn-light:hover{background:#f0f0f0}
.btn-block{display:flex;width:100%;margin-top:.6rem}
.btn-phone{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.25);padding:.55rem 1rem;font-size:.9rem}
.site-header{position:sticky;top:0;z-index:50;background:var(--navy);color:#fff;box-shadow:0 2px 14px rgba(13,34,63,.25)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;padding:.9rem 24px}
.brand{display:flex;align-items:center;gap:.6rem;font-weight:800;font-size:1.25rem;color:#fff}
.brand-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:9px;background:var(--gold);color:var(--navy);font-weight:800}
.brand-dot{color:var(--gold)}
.main-nav{display:flex;gap:1.4rem;margin-left:auto;margin-right:1rem;flex-wrap:wrap}
.main-nav a{color:#dfe7f2;font-weight:600;font-size:.95rem}.main-nav a:hover{color:#fff}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:5rem 0 4.5rem;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(200,162,74,.28),transparent 70%)}
.hero-inner{display:grid;grid-template-columns:1.4fr .9fr;gap:2.5rem;align-items:center;position:relative;z-index:1}
.hero h1{color:#fff;font-size:2.9rem;font-weight:800}
.lead{font-size:1.18rem;color:#cfdaea;max-width:40ch}
.hero-cta{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1.6rem}
.hero-badges{display:grid;gap:1rem}
.badge{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:14px;padding:1.1rem 1.3rem}
.badge strong{display:block;font-size:1.5rem;color:var(--gold)}
.badge span{color:#cfdaea;font-size:.95rem}
section{padding:4rem 0}
.section-title{font-size:2rem;text-align:center}
.section-sub{text-align:center;color:var(--muted);max-width:52ch;margin:0 auto 2.5rem}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:2rem 1.6rem;position:relative}
.step-n{display:grid;place-items:center;width:44px;height:44px;border-radius:12px;background:var(--navy);color:var(--gold);font-weight:800;font-size:1.2rem;margin-bottom:1rem}
.step p{color:var(--muted);margin:0}
.services{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:1.3rem}
.card{display:block;background:var(--bg);border:1px solid var(--line);border-radius:16px;padding:1.7rem 1.4rem;transition:.18s}
.card:hover{transform:translateY(-4px);box-shadow:0 12px 30px rgba(13,34,63,.12);border-color:var(--gold)}
.card-ico{font-size:1.9rem;margin-bottom:.6rem}
.card h3{font-size:1.15rem}
.card p{color:var(--muted);font-size:.95rem;margin:.3rem 0 1rem}
.card-link{color:var(--gold2);font-weight:700;font-size:.9rem}
.content-section.alt{background:var(--white)}
.prose{font-size:1.05rem;color:#33425a}
.prose.narrow{max-width:760px;margin:0 auto}
.prose h2{margin-top:1.6rem;font-size:1.5rem}
.prose p{margin:0 0 1rem}
.prose ul{padding-left:1.2rem;margin:0 0 1rem}
.prose li{margin:.3rem 0}
.prose figure{margin:1.5rem 0}.prose img{max-width:100%;border-radius:12px}
.content-layout{display:grid;grid-template-columns:1fr 320px;gap:2.5rem;align-items:start}
.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:3.2rem 0}
.page-hero h1{color:#fff;font-size:2.3rem}
.sidebar{position:sticky;top:90px}
.sidebar-card,.contact-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.7rem}
.sidebar-card h3,.contact-card h3{color:var(--navy)}
.sidebar-card p{color:var(--muted)}
.testimonial{background:var(--navy);color:#fff;text-align:center}
.testimonial .quote-mark{font-size:4rem;color:var(--gold);line-height:.5;font-family:Georgia,serif}
.testimonial blockquote{font-size:1.5rem;max-width:760px;margin:1rem auto;font-weight:600;color:#eef3fa}
.testimonial cite{color:var(--gold);font-style:normal;font-weight:700}
.cta-band{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#241a02}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap}
.cta-band h2{color:#241a02;margin:0}.cta-band p{margin:.3rem 0 0}
.contact-grid{display:grid;grid-template-columns:1fr 380px;gap:2.5rem;align-items:start}
.contact-list{list-style:none;padding:0;margin:0 0 1.2rem}
.contact-list li{padding:.7rem 0;border-bottom:1px solid var(--line)}
.contact-list li span{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--gold2);font-weight:700}
.site-footer{background:var(--navy);color:#c3d0e2;padding:3rem 0 0;margin-top:2rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2rem;padding-bottom:2rem}
.footer-brand .brand-text{font-size:1.4rem;font-weight:800;color:#fff}
.site-footer h4{color:#fff;font-size:1rem}
.site-footer a{color:#c3d0e2}.site-footer a:hover{color:#fff}
.footer-nav{display:flex;flex-direction:column;gap:.4rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:1.2rem 0;font-size:.9rem;color:#8ea3bf}
@media(max-width:900px){.hero-inner{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.content-layout,.contact-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.main-nav{display:none}.hero h1{font-size:2.2rem}}
@media(max-width:560px){.cards{grid-template-columns:1fr}.cta-inner{flex-direction:column;text-align:center}}